In the case of broken glass damage from a collision, what is a key benefit of including glass breakage in the collision loss?

Including glass breakage in the collision loss is advantageous because it allows the insured to avoid separate deductibles for comprehensive and collision coverage. Typically, when glass damage falls under comprehensive coverage, any claim made would be subject to its own deductible. If glass breakage is covered under collision coverage, then it would fall under the same deductible applied to other collision-related damages. This can streamline the claims process and reduce out-of-pocket expenses for the policyholder, as they would not have to pay multiple deductibles for a single incident involving both collision and glass damage. This benefit simplifies the claims experience for insurers and insured alike, enhancing the overall efficiency of the claims process.