What does the Federal Employers Liability Act (FELA) provide for railroad employees?

Prepare for the Georgia Casualty Insurance Exam. Use flashcards and multiple choice questions, each with hints and explanations. Get exam-ready!

The Federal Employers Liability Act (FELA) specifically offers a negligence remedy for railroad employees who are injured while on the job. Under FELA, railroad workers have the right to sue their employer for damages if they can prove that the employer's negligence contributed to their injury. This law was enacted to protect employees in the railroad industry, recognizing the unique hazards they face and allowing them to seek compensation beyond what traditional workers' compensation systems provide.

Options that suggest a no-fault compensation system, unemployment benefits, or healthcare benefits are not aligned with the provisions of FELA. FELA positions itself as a means for employees to hold their employers accountable for unsafe working conditions, emphasizing the need to demonstrate negligence rather than simply providing coverage irrespective of fault. This legal framework is designed to ensure that railway workers have the opportunity to receive compensation through a court system when their employer fails to uphold their duty of care in maintaining a safe work environment.

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